Dr. Ralph does not contract with any insurance plan. In other words, she does not accept or bill insurance for payment of services. Testing and therapy services may be covered through the out-of-network benefits of your insurance plan. Your insurance company may require you to meet your out-of-network deductible before reimbursing fees. You should contact your insurance plan to find out how much you may be reimbursed after you meet the deductible.
You will be responsible for paying the full fee at the end of each session. If you wish to get reimbursed by your insurance company, you can send the receipt and claim form to your insurance company. Dr. Ralph provides itemized receipts for testing/ therapy sessions to make this an easier process for you.
You can also consider using the funds from your health savings accounts or ask a tax professional if you can deduct a portion of the fees from your income taxes.
TRICARE: Dr. Ralph is considered an authorized, non-network, non-participating provider.
Medicaid or Medicare: Dr. Ralph does NOT accept either Medicaid or Medicare and does not submit any bill (medical claims) to Medicare. As such, services through Lifespan are not subject to the Medicare law that limits the amount doctors may charge patients.